SOSNewbie

How to do PayPal “Mass Pay” payments and avoid fees

Sergio Ordonez — Tue, 03 Mar 2009 16:10:08 +0000

If you are dedicated to graphic design or any other online business, you probably already know what Paypal is, the most important online bank, and the most used all over the net. Also, you surely know that Paypal charges 4% of any payment you receive, while sending money is free.

Paypal works perfectly, but it´s quite expensive. Luckily, there´s a method to receive payments without any charges, I´m talking about mass payments. In the following I explain the way it works and the requirements you have to fulfill.

Mass payments

Mass payments allow anyone who has a Premier or Business account to send various payments instantly: This way you save time, money, and the bother of sending funds to each recipient individually.

But what´s really interesting is the charge, just 2,0% of the paymente total amount with a limit of €0,85 EUR per payment, no matter the sum you are sending.

Requirements

You need a Premier or Business Paypal account, this is not valid for personal accounts.
You must use funds from your account, you can´t use funds from your credit card.
You can´t pay in different foreing exchanges in the same mass payment.
Individual payments cannot exceed €8.000EUR or $10.000USD.

Procedure

It´s quite easy, you only have to follow the steps and read the instructions. Here you have some captions:

Log into your Paypal account and click on "mass payment" at the bottom of the page.

Window with all the info about Mass Payments.

As you can see, the window to make the mass payment is almost the same as a normal payment one. The only difference is that we have to attach a text document with the info about the payment (or payments).

How to create the text document to order the payment

You have to create a file, delimited by tabs, with the info about the receiver (or receivers) to send a mass payment. This file can be created with Notepad or Excel:

First column: the email adresses of the receivers.
Second column: amount of payment for each receiver.
Third column: three letters code for the foreign exchange of the payment (only one foreing exchange type is allowed for each file of mass payments):
- EUR for euros
- USD for US dollars
Fourth column (optional): exclusive identifier for each client, to ease the registry maintenance.

VERY IMPORTANT

You can send mass payments, but not receive. So if you want to receive money without charges, you have to tell your client to make the payment through this system.

Don´t be imprudent, don´t use this "trick" for all the payments. Paypal´s not stupid and will take measures. Use it only for important payments.

I hope you find this useful

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This post is just to say I wish you a Mery Xmas and a Happy New Year!

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Sergio Ordonez — Mon, 15 Sep 2008 20:16:14 +0000

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Sergio Ordonez — Mon, 08 Sep 2008 18:23:10 +0000

Hello buddies, I have fresh news for you, I have created a Youtube channel where you can visit the SOSNewbie tutorials. I have just a couple of them yet, but I will be uploading more as soon as possible.

I dont need to say all construtive critics, suggestions or new ideas to make good tutorials are welcome :)

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Sergio Ordonez — Sat, 01 Mar 2008 16:54:24 +0000

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Sergio Ordonez — Sat, 01 Dec 2007 17:02:45 +0000

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